First-time home buyers in Columbus, start herePrimeros compradores en Columbus, empieza aquí

You don't need 20% down to buyNo necesitas el 20% de enganche

One of the biggest myths in real estate is that you need a 20% down payment and perfect credit to buy a home. For most first-time buyers in Columbus, that simply isn't true. Between low-down-payment loans and local assistance programs, many of our clients get into a home with a fraction of that, sometimes with little or nothing down.

Here are the programs we most often help first-time buyers explore:

• FHA loans with as little as 3.5% down and flexible credit
• OHFA (Ohio Housing Finance Agency) down payment assistance and grants
• ITIN loans for buyers without a Social Security number
• VA and USDA loans with 0%-down options for those who qualify

We make the process simpleHacemos el proceso sencillo

From your first question to the day you get your keys, you'll always know what's next. Here's how it works:

1. Free consultation. We learn your goals and budget, no pressure, in your language.Consulta gratis. Conocemos tus metas y presupuesto, sin presión, en tu idioma.
2. Get pre-approved. We connect you with trusted bilingual lenders and find your best program.Pre-aprobación. Te conectamos con prestamistas bilingües de confianza.
3. Tour homes. We show you homes that fit your life and budget around the $300K range.Visita casas. Te mostramos casas que se ajustan a tu vida y presupuesto.
4. Make an offer & close. We negotiate hard, guide you through closing, and hand you the keys.Oferta y cierre. Negociamos por ti, te guiamos en el cierre y te entregamos las llaves.

Why first-time buyers choose ByronPor qué los primeros compradores eligen a Byron

Byron Diaz came to the U.S. from the Dominican Republic and built his future on homeownership, so he understands exactly where first-time buyers start. His fully bilingual team has helped hundreds of families across Columbus buy their first home, with a 5.0-star rating to show for it.

You get patient, honest guidance, lenders who speak your language, and someone in your corner long after closing. Ready to begin? Book a free consultation or explore the communities we serve.